Another level is the Victoria gold cards. Cardholders be eligible for so it level from the making 250 activities on the Victoria’s Miracle credit within the a rolling twelve-week period. Gold cardholders accrue circumstances in one level and you may rate as an elementary Victoria cardholder, and you will have the exact same annual $ten award and birthday clean out, but accrue most benefits: an one half-birthday beat from $ten and an effective fifteen% write off towards the anniversary of their indication-right up.
The top tier ‘s the Victoria silver credit. So you’re able to be considered, the brand new cardholder have to secure five-hundred issues on the Victoria’s Magic credit cards within this a going twelve-times several months. More perks to be a silver cardholder become $15 birthday celebration and you may half-birthday snacks and a 20% wedding discount.
Other nothing rewards and special occasions could happen per month. To steadfastly keep up the fresh tier, an excellent cardholder should continue paying a comparable amount on a yearly basis; if you don’t, the fresh card reverts to a lowered level.
You could submit an application for the new 
Victoria’s Secret bank card within TheVictoriaCreditCard you can also done an application online otherwise incorporate when you look at the people any kind of time Victoria’s Miracle or Pink store. You will need to create or register to your VictoriasSecret membership to start your application.
What type of Borrowing from the bank Is required into Victoria’s Miracle Borrowing from the bank Card?
People must be no less than 18 yrs . old, have a valid regulators-issued photographs ID and you may U.S. Societal Coverage count, and should end up being a citizen of one’s Us which have a appropriate mailing addressenity Financial verifies personal information and you may gets a copy regarding a customer’s credit file when creating their decision to extend borrowing to a possible cardholder.
The financing maximum into credit relies on the applicant’s private credit score and you can money. However, store handmade cards tend to check easier to be eligible for than simply standard-fool around with cards. As Victoria card will not rates almost anything to individual, getting and using you to sensibly might be a technique individuals that have a small credit score to cultivate good record.
Small print of one’s Victoria’s Miracle Credit card
Like most shop-branded handmade cards, the fresh new Victoria credit fees a substantial level of attract: As of , the fresh advertised annual percentage rate (APR) is actually %. It’s a variable price, and this fluctuates to your perfect rate of interest. Zero attract is paid down in the event the an effective cardholder pays its whole harmony by the deadline per month, in addition to commission deadline was at the very least twenty five days after the fresh new romantic each and every recharging cycle.
Like most shop notes, new Victoria cards does not have any annual fee, however, you’ll find charges for later and came back repayments. When the a great cardholder is later paying its expenses, they should assume a charge of up to $41. Fees into the returned money may go as high as $twenty five.
As with any charge card, later repayments can damage the cardholder’s credit score. Cardholders would be to thoroughly comprehend their cardholder preparations to possess complete info.
By the Quantity
- Varying annual percentage rate (APR): %
- Later commission: As much as $41
- Returned commission commission: Doing $25
- Grace several months: twenty-five weeks
How to Terminate the new Victoria’s Secret Charge card
You will have to get in touch with Comenity Financial so you’re able to cancel the Victoria’s Wonders bank card, just like the Comenity protects the fresh new cards. You can call Comenity at the (800) 695-9478 otherwise TDD/TTY at the (800) 695-1788 so you can cancel their cards. Instead, you might posting them a message through their Secure Message Cardiovascular system.
Victoria’s Miracle Mastercard Customer care
Comenity prompts people to handle its Victoria’s Secret bank card membership on the internet by using the Account Center. Brand new Account Cardiovascular system has actually 24/eight availableness and allows you to evaluate your debts, deals and you can statements while making costs towards card. For individuals who have not entered because of it solution, you could potentially check in right here.